*The 3-year first-time residency attainment rate is the weighted average of the 2022-23, through 2024-25 academic years. For each year, the rate is the percent of students attaining a residency out of all graduates or expected graduates in the year who were active applicants in the NRMP match in that year or who attained a residency outside the NRMP match in that year. The 1-year first-time residency attainment rate is 95% for 2024-2025 graduates.
Federal Loan Updates. Continued Support.
Beginning July 1, 2026, new legislation (One Big Beautiful Bill Act) will eliminate the Grad PLUS loan program and set a $200,000 lifetime cap on federal Unsubsidized Loans for professional students. This change may limit how much of your medical education can be covered by federal aid alone.
You’re not on your own. We’re here to help you understand what this means for your plan—and identify funding options that keep your MD goals within reach.
How AUC Students Typically Pay for Medical School
Ways to Fund Your Medical Education
Most students use a combination of funding sources layered over time.
Federal Student Loans*
Many U.S. students choose to maximize federal loans first due to repayment flexibility and borrower protections.
Federal Direct Unsubsidized Loans (annual and aggregate limits apply)
Grad PLUS Loans for eligible students enrolled prior to July 1, 2026 (available for up to three academic years or until graduation)
*for those who apply and qualify
Private Student Loans
When federal aid does not fully cover the cost of attendance, students may consider private loans to bridge the gap.
AUC has partnered with Salle Mae, a private lender to support our students’ journey through residency.
Scholarships
Reduce your out-of-pocket costs with scholarships designed to help future physicians stay focused on what matters most—becoming a doctor.
Scholarships can be combined with federal and private funding to help close the gap created by recent loan changes.
Application Process & When to Apply
Review your cost of attendance and federal loan eligibility
Apply for private loans 60–90 days before classes begin
Complete school certification and final disclosures
Funds are disbursed to AUC for reconciliation and disbursement
Guidance You Can Rely ON
The duality of AUC’s exceptional education and caring culture means that we understand the importance of balance that students strive for. That extends to both the academic and financial realities of medical school. We’re committed to helping you plan responsibly so you can stay focused on your future as a physician.
AUC financial services provide guidance on how to fund your education, navigate timing, and understand your options. Sallie Mae support has dedicated graduate and professional student support for applications, servicing, and repayment.
Call AUC or Sallie Mae for more information.