Medical School Tuition, Financial Aid & Other Funding Options

We believe that education should be within reach for every aspiring doctor. Our comprehensive tuition and financial aid program will help you understand the cost of your medical education and how you can finance it.

How Is The Cost Of Attendance (COA) Determined?

COA includes all medical school costs, including institutional tuition and fees as well as personal expenses related to academics.

COA includes direct costs such as institutional tuition and fees. As well as indirect costs such as, personal expenses that are related to academics. This would include, but not limited to: tuition, fees, health insurance, books, course materials, supplies, equipment, loan fees, personal expenses, food and housing, and transportation. Personal expenses, transportation, and off-campus food and housing are based on the average cost of living on the island or the average national cost.

$55+

Million

in scholarships since 2009

Since May 2022

AUC School of Medicine Medical Sciences Tuition Costs (Semesters 1-5) Per Semester as of and After May 2022¹

Tuition per semester, flat rate (10-21 credits): $21,568
Administrative Fee: $5,430
Health insurance fee per semester (includes administrative charge): $359†
Dorm charge (if applicable): $5,965 for single, $5,083 for double†

AUC School of Medicine Clinical Sciences Tuition Costs (Semesters 6-10) Per Semester as of and After May 2022²

Tuition per semester: $28,146
Health insurance fee per semester (includes administrative charge): $1,306
Administrative Fees: $3,841

Please see the Student Handbook for tuition and refund policies. Students must pay for all courses taken. Books and supplies are additional (handled by third-party vendors). All figures noted are in U.S. dollars.

Note: The laws of Sint Maarten require residence permits for all students. The annual cost is $280 (500 guilders).

¹If applicable, students enrolled for 8–9 credits pay a tuition rate of 50% of the Medical Sciences tuition rate; students taking fewer than 8 credits will pay a rate of 25% of the Medical Sciences tuition rate.

²These rates represent full-time attendance for Ignite cohorts, a 16 credit/week schedule each semester. Tuition will be prorated at a rate of $1,759.13 per credit/week, and administrative fee at $240.06 per credit/week. Health insurance is billed on a periodic basis in September, January, and May regardless of schedule and is not subject to proration.

†Sint Maarten campus only (not applicable to Preston, United Kingdom)

Prior May 2022

AUC School of Medicine Medical Sciences Tuition Costs (Semesters 1-5) Per Semester Prior to May 2022¹

Tuition per semester, flat rate (10-21 credits): $26,680
Student Government Association fee per semester: $37†
Health insurance fee per semester (includes administrative charge): $359†
Dorm charge (if applicable): $5,965 for single, $5,083 for double†
Educational resource fee: $281

AUC School of Medicine Clinical Sciences Tuition Costs (Semesters 6-10) Per Semester Prior to May 2022²

Tuition per semester: $31,328
Health insurance fee per semester (includes administrative charge): $1,306
Malpractice insurance per semester: $357
Educational resource fee per semester: $302

Note: The laws of Sint Maarten require residence permits for all students. The annual cost is $280 (500 guilders).

²These rates represent full-time attendance for Legacy cohorts, a 16 credit/week schedule each semester. Tuition will be prorated at a rate of $1,958 per credit/week, malpractice insurance at $22.31 per credit/week, and educational resource fee at $18.88 per credit/week. Health insurance is billed on a periodic basis in September, January, and May regardless of schedule and is not subject to proration.

^†Sint Maarten campus only (not applicable to Preston, United Kingdom)

Other Fees

Medical school costs also contain one-time fees, such as the ones listed below.

Enrollment Reservation Fee: A one-time enrollment reservation fee in the amount of $1,000 is payable to AUC by the date specified in the acceptance letter to secure a place in class. At registration, $1,000 of the enrollment reservation fee will be applied to the cost of tuition for students who matriculate to AUC. This enrollment fee is non-refundable.

Housing Security Deposit^*: A security deposit of $1,650 is payable to reserve housing.

Residency Permit Fee: The laws of St. Maarten require residence permits for all students. The annual cost is $280 (500 guilders). For U.S. and Canadian residents, this will be billed along with your tuition and due at orientation. For international students (visa required) payment is required with the Enrollment Reservation Fee payment a minimum of 60 days prior to your arrival in St. Maarten^†.

*If applicable
^†Sint Maarten Campus only (not applicable to UK Track)

Medical School Tuition Payment

Current students: Most fees can be paid securely online via the MyAUC Portal.

Newly enrolled students, parents/guardians, and graduated/non-active students: Please visit PayMyTuition for fee payment.

Money orders and checks: Checks or money orders can be made payable to AUC School of Medicine. Please include your Student ID and mail to one of the following addresses:

Standard Mail Delivery:
AUC School of Medicine BV
PO Box 74007517
Chicago, IL 60674-7517

Overnight Address:
Bank of America Lockbox Services
AUC School of Medicine BV 7517
540 W. Madison, 4th Floor
Chicago, IL 60661

6 Year Medical Doctor Program, Dual Enrollment

Bsc (Hons) in Medical Sciences Degree

The BSc (Hons) in Medical Sciences Degree is completed via UCLAN.

Tuition is paid directly to UCLAN (First 2 years of program).

Full-time UK/EU Students:

International Tuition Fees: £14,900¹

For an outline of what is included in your tuition fees, please visit:

EU Students: https://www.uclan.ac.uk/study/fees-and-finance

International Students: https://www.uclan.ac.uk/study/fees-and-finance/eu-and-international-students

Telephone UCLan for further information +44(0)1772 892400 or email us at international@uclan.ac.uk

¹Tuition Fees are per year unless otherwise stated.

Medical and Clinical Sciences Curriculum

Tuition is paid directly to AUC (remaining 4 years of program)

Effective September 2023, the cost of tuition for the medical and clinical Sciences portion of the medical degree program is:

Medical Sciences Tuition Costs (Semesters 2-5) per semester²

Tuition per semester: $20,202
Administrative Fees: $5,086

*If applicable, students enrolled for 8-9 credits pay a tuition rate of 50% of the medical sciences tuition rate; students taking less than 8 credits will pay a rate of 25% of the medical science tuition rate.

Clinical Sciences Tuition Costs (Semesters 6-10) per week³

Tuition per semester: $25,116
Administrative Fees: $3,427

²The rates above are prorated by clinical week. A 16 credit/week schedule constitutes a full-time semester.
³Price Includes an administration charge. Health Insurance is billed on a periodic basis in September, January, and May regardless of schedule and cannot be prorated by clinical credits/weeks

Other Fees

Other Fees:

Enrollment reservation fee: US $1,000 (applied towards AUC tuition). This enrollment fee is non-refundable.

Medical insurance depending on location

Additional fees may apply, consult your admissions advisor for more information.

UK Track

UK Track Medical Sciences Tuition Costs (Semesters 1-5) per semester¹

Tuition per semester, flat rate (10-21 credits): $21,568
Administrative Fees per semester : $5,430

¹If applicable, medical science students enrolled for 8-9 credits pay a tuition rate of 50% of the published tuition rate; medical science students taking less than 8 credits will pay a rate of 25% of the medical science tuition rate.

Clinical Sciences Tuition Costs (Semesters 6-10) per semester²

Tuition per semester: $28,146
Administrative Fees per semester: $3,841

²This rates represents a full-time, 16 week/credit schedule each semester. Tuition will be prorated per clinical at a rate of $1,759.13 per credit/week and the Administrative Fee at $240.06 per credit/week. Health Insurance is billed on a periodic basis in September, January and May regardless of schedule and is not subject to proration. Books and supplies fees are covered as part of the UCLAN PGDip coursework.

Other Fees

Enrollment reservation fee: US $1,000 (applied towards tuition). This enrollment fee is non-refundable.

Additional fees may apply, consult your admission advisor for more information.

UK Tuition & Fees Worksheet

Withdrawals and Refunds

Federal Return of Funds Policy: According to federal regulations, a federal refund calculation must be performed if a student receiving financial aid withdraws completely from all classes after the start of the enrollment period.

Length of enrollment is equal to the number of calendar days, including weekends and holidays, in the periods in which the student was registered. Breaks of five days or more are excluded.

The withdrawal date is the date the student begins the official withdrawal process -- electronically, in writing, or by telephone, whichever is earlier -- or otherwise officially notifies the institution of his/her intent to withdraw. For students who withdraw without notification, the school may use either the last date of academic attendance or the midpoint of the enrollment period as the withdrawal date. Failure to notify the Financial Aid Office of a withdrawal may result in additional tuition liability.

Return of funds is calculated as follows:

Federal aid refunds are distributed in the following order:

Learn more about refunds of medical school tuition and fees or about return of Title IV funds.

If the student’s percentage of enrollment period completed is greater than 60 percent, the student has earned – and must repay – 100 percent of the federal aid received.
If the student’s percentage of enrollment period completed is 60 percent or less, the calculated percentage of enrollment will be used to determine the amount of aid returned.

Unsubsidized Direct Federal Stafford Loan
Subsidized Direct Federal Stafford Loan
Federal PLUS Loan
Federal Pell Grant
Federal Supplemental Education Opportunity Grant (FSEOG)
Other Title IV aid programs
State grants, and/or private or other institutional aid
To the student

Accounts Receivable

Any student who pays medical school tuition and fees after the first day of classes will be charged a $100 late fee; any student with a delinquent account will be notified by the second week of the term that he or she must be financially clear by the end of the fourth week of the term; and any student who fails to fulfill the finance condition (is not financially clear by the end of the fourth week) will be involuntarily withdrawn from enrollment and his or her transcript will reflect a "W" grade for courses undertaken in that term. Standard cancellation and refund policies will apply to the balance of the account due.

Program fees effective as of September 2023. Subject to change without notice. Please see the Student Handbook for tuition and refund policies. Students must pay for all courses taken.

Full width img for tuition and fees page

Medical School Funding Options

American University of the Caribbean School of Medicine is committed to providing medical students with information to help them fund their education through student loan programs and med school financial aid. Various tuition payment options are also available.

Medical School Scholarships

AUC offers a variety of scholarships to assist students in funding their education. Please review our scholarship offerings to see if you qualify.

View Scholarships

Veterans

Veterans and their dependents may receive med school financial aid funding per the eligibility requirements set by the Veterans Administration. Contact the VA at 1-888-442-4551.

Apply for a Scholarship

Take your next step to becoming the doctor you’ve always dreamed of. It’s easy with AUC by your side supporting you all along the way.

Scholarships are non-transferable. Available to those who apply and qualify.

View Scholarships

Medical School Financial Aid

The Office of Student Finance supports students in accessing financial assistance in the form of scholarships, student loans and payment plans in order to fund their education. Take a look at the list below to get answers to our most frequently asked questions. If you still have questions, please contact us.

Contact the Office

The Office of Student Finance Contact Information

Email:
- finaid@aucmed.edu (for Financial Aid inquiries)
- accounts@aucmed.edu (for Student Accounts inquiries)
Phone: 732-509-9027
Fax: 732-509-4852

Financial aid is available to those who apply and qualify. Qualified United States citizens, permanent residents, and eligible non-citizens are able to apply and receive, if eligible, federal student loans through the Federal Direct Loan® Program, which includes the Federal Direct Unsubsidized and Federal Direct Graduate PLUS Loan.

Frequently Asked Questions

I am Canadian or another foreign national. What financial aid options are available?

Several options may be available. Canadian students may be eligible for loans through the Canadian government and/or private loan programs. Please refer to the Financial Planning Guide for Canadian Students, which is available online here, for more information. Other Foreign Nationals may be eligible for assistance in their country

How do I apply for federal student aid?

You can apply by logging on to https://studentaid.gov/h/apply-for-aid/fafsa. US citizens, permanent residents and eligible non-citizens must complete the Free Application for Federal Student Aid (FAFSA®). When completing the FAFSA, be sure to include the appropriate school code for American University of the Caribbean School of Medicine: G22444. After your FAFSA has been processed by the Department of Education, you may be required to submit additional information, such as citizenship documentation. The Office of Student Finance will notify you if you are required to submit additional information.

What types of federal financial aid are available?

Types of Federal Direct Loans that may be available are the Federal Direct Graduate PLUS Loan and the Federal Direct Unsubsidized Loan. US citizens, permanent residents and eligible non-citizens must file the Free Application for Federal Student Aid® (FAFSA) to determine their eligibility for a Federal Direct Loan. Once the Office of Student Finance has received your FAFSA information from the US Department of Education, we will determine your eligibility for the types of student loans listed below. Interest rates on federal student loans are based on the 10-year Treasury note plus a set percentage established by federal law. Visit https://studentaid.gov/understandaid/types/loans/interest-rates to find current interest rates.

Federal Direct Unsubsidized Loan

This is a non-need-based federal loan with a limit of $10,250 per semester. The Department of Education charges an origination fee on the funds disbursed. Visit https://studentaid.gov/understand-aid/types/loans/interest-rates to find current interest rates and loan fees.

Federal Direct Graduate PLUS Loan

This is a non-need-based federal loan which the student can borrow up to the cost of attendance, less other aid. The Federal Direct Graduate PLUS is a credit based loan. If a student does not have remaining eligibility for the Federal Direct Unsubsidized Loan(s) because he or she has reached the maximum aggregate Federal Direct Loan limit of $138,500, or academic year limit of $20,500, approved borrowers may be eligible for the Federal Direct Graduate PLUS Loan program up to their cost of attendance. Visit https://studentaid.gov/understand-aid/types/loans/interest-rates to find current interest rates and loan fees. The federal government does not offer any grants or scholarships for graduate students.

How much financial aid can I receive if I am a US Federal Student Aid recipient?

You may receive financial aid up to the total cost of attendance. For additional information on AUC's cost of attendance, please visit https://www.aucmed.edu/media/12766/cost-of-attendance.

The cost of attendance is an estimate of the educational cost for the academic year. It is intended to cover education related expenses such as tuition, fees, books, course material, supplies, equipment, food, housing, health insurance, transportation, exam fees, personal expenses, residency travel and loan fees. Your total financial aid package, including scholarships, grants, tuition waivers, federal loans, and private loans, cannot exceed this amount.

When will I receive my credit balance?

You may receive your credit balance at the start of your semester. The tuition and fees are deducted from the loan proceeds received from the Department of Education. The excess loan proceeds are intended for books, course materials, supplies, and equipment, food and housing, transportation, and personal expenses. The credit balance will be available at the start of your semester if all requirements are completed 2 weeks prior to the semester start. You can receive the credit balance via paper check or direct deposit to a US bank account. You will receive an email to sign up for the direct deposit option approximately 3 weeks prior to the semester start. It is important to borrow only what you will need since interest starts accruing on all loans as soon as they are disbursed. You may also return any unused portion of your credit balance to the lender within 120 days of disbursement. The lender will backdate the interest on the portion of the loan returned.

I have just been admitted, when do I receive my financial aid award?

Completing the necessary forms will expedite your award. If you completed the Free Application for Federal Student Aid (FAFSA) and submitted all documents requested by the Office of Student Finance, you will receive your financial aid award letter and loan instructions 2-3 weeks from the date that you are admitted and your financial aid application is complete, but no earlier than three months prior to the start of the term for which you have been admitted. For example, a student who has been admitted for the Spring term may receive his or her financial aid award letter as early as October. If you haven’t completed the FAFSA, please do so as soon as possible at https://studentaid.gov/h/apply-for-aid/fafsa.

How will I receive my financial aid?

The US Department of Education will send your loan funds directly to the Office of Student Finance.

The loan funds will be credited to your student account to pay any outstanding balance. Any excess funds will create a credit balance in your student account and the Office of Student Finance will process a credit balance payment to you. You may use this credit balance payment to pay for books, transportation, living expenses or other personal expenses. If you expect to receive financial aid from an outside agency, such as a scholarship from a nonprofit organization, you should instruct them to send the funds to the following address:

American University of the Caribbean School of Medicine
AUC School of Medicine BV
PO Box 74007517
Chicago, IL 60674-7517

Can I receive financial aid to purchase a new computer?

Yes You may request an increase in your cost of attendance to cover the purchase of a new computer up to $1,500. You must submit a request in writing to the Office of Student Finance. Your request must include proof of purchase, such as a receipt or invoice that includes the purchase amount. If your request is approved, the Office of Student Finance will increase the amount of your Federal Direct Graduate PLUS Loan or alternative loan up to the full cost of your computer purchase. We cannot increase your Federal Direct Unsubsidized Loan.

Please note: You may only receive a cost of attendance increase for the purchase of a computer once during your education at AUC. If you received a cost of attendance increase for a computer in the past you may not request another one.

How do I defer (postpone) my loan payments?

An enrollment verification letter can be sent to your lenders or servicers to apply for an in school deferment for federal Direct Loans. Once you have begun classes at AUC, you may contact the Office of the Registrar at aucregistrar@aucmed.edu to request an enrollment verification letter to provide to your lender or servicer as proof of enrollment for loan deferment purposes. Loan deferment forms can be submitted to the Campus Registrar in St. Maarten for processing.

How can I make a payment if I am not applying for financial aid?

There are several options to make payments. TouchNet is our new payment system for making ACH & credit card payments. To access TouchNet payment options, please visit the MyAUC Portal at my.aucmed.edu.

PayMyTuition by MTFX Payments

For international payments, AUC has partnered up with PayMyTuition by MTFX. PayMyTuition is simple and easy to use. Simply choose your preferred payment method — bank transfer or credit card — and receive detailed instructions. To make a payment to the AUC, please go to https://www.paymytuition.com/paynow/aucmed.

You may also make payments to the Business Office on campus or you may send your payment via mail. Make your check, money order or traveler’s check payable in US dollars to American University of the Caribbean School of Medicine.

Mail to:

American University of the Caribbean School of Medicine
AUC School of Medicine BV
PO Box 74007517
Chicago, IL 60674-7517

If you cannot pay in full, you may set up a payment plan that would allow you pay in three monthly installments. The payment plan must be set up prior to or at check-in on campus. To set up a payment plan through TouchNet, please log into the MyAUC Portal. If you have any additional questions, please email accounts@aucmed.edu or contact us directly at 732-509-9027.