MEDICAL SCHOOL Tuition, Financial Aid & Other Funding Options

• Tuition per semester, flat rate (10-21 credits): $24,990
• Student Government Association fee per semester: $35+
• Health insurance fee per semester (includes administrative charge): $359+
• Dorm charge (if applicable)+: $5,575 for single, $4,750 for double
• Educational resource fee: $263  

*If applicable, students enrolled for 8-9 credits pay a tuition rate of 50% of the medical sciences tuition rate; students taking less than 8 credits will pay a rate of 25% of the medical science tuition rate.

+Sint Maarten Campus only (not applicable to UK Track)

• Tuition per semester, flat rate (10-21 credits): $20,202
• Administrative Fee: $5,086
• Health insurance fee per semester (includes administrative charge): $359+
• Dorm charge (if applicable)+: $5,575 for single, $4,750 for double

*If applicable, students enrolled for 8-9 credits pay a tuition rate of 50% of the medical sciences tuition rate; students taking less than 8 credits will pay a rate of 25% of the medical science tuition rate.

+Sint Maarten Campus only (not applicable to UK Track)

• Tuition per semester: $27,955
• Health insurance fee per semester (includes administrative charge): $1,026***
• Malpractice insurance per semester: $319
• Educational resource fee per semester: $269

**A 16 credit/week schedule constitutes a full-time semester. Tuition will be prorated per clinical at a rate of $1,747.19 per credit/week.

Malpratice Insurance is prorated per clinical at a rate of $19.94 per credit/week

Educational Resource fee is $16.81 per credit/week

***Price Includes an administration charge. Health Insurance is billed on a periodic basis in September, January, and May regardless of schedule and cannot be prorated by clinical credits/weeks

+Includes an administrative charge

• Tuition per semester: $25,116
• Health insurance fee per semester (includes administrative charge): $1,026
• Administrative Fees: $3,427

The rates represented above represents a full-time for Ignite cohorts, 16 week/credit schedule each semester. Tuition will be prorated per clinical at a rate of $1,569.75 per credit/week and the Administrative Fee at $214.19 per credit/week. Health Insurance is billed on a periodic basis in September, January and May regardless of schedule and is not subject to proration.

+Includes an administrative charge

COA includes all medical school costs, including institutional tuition and fees as well as personal expenses related to academics. COA includes direct costs such as institutional tuition and fees. As well as indirect costs such as, personal expenses that are related to academics. This would include, but not limited to: tuition, fees, health insurance, books and supplies, loan fees, personal expenses, room and board, and transportation. Personal expenses, transportation, and off campus room and board are based on the average cost of living of the island or average national cost.

Medical school costs also contain one-time fees, such as the ones listed below.

Enrollment Reservation Fee: A one-time enrollment reservation fee in the amount of $1,000 is payable to AUC by the date specified in the acceptance letter to secure a place in class. At registration, $1,000 of the enrollment reservation fee will be applied to the cost of tuition for students who matriculate to AUC.

Housing Security Deposit^*: A security deposit of $1,650 is payable to reserve housing. 

Residency Permit Fee: The laws of St. Maarten require residence permits for all students. The annual cost is $280 (500 guilders).  For U.S. and Canadian residents, this will be billed along with your tuition and due at orientation. For international students (visa required) payment is required with the Enrollment Reservation Fee payment a minimum of 60 days prior to your arrival in St. Maarten⁺.

*If applicable
+Sint Maarten Campus only (not applicable to UK Track)

Current students: Most fees can be paid securely online via the MyAUC Portal.

Newly enrolled students, parents/guardians, and graduated/nonactive students: Please visit PayMyTuition for fee payment.

Money orders and checks: Checks or money orders can be made payable to AUC School of Medicine. Please include your Student ID and mail to one of the following addresses:

Standard Mail Delivery:
AUC School of Medicine BV
PO Box 74007517
Chicago, IL 60674-7517

Overnight Address:
Bank of America Lockbox Services
AUC School of Medicine BV 7517
540 W. Madison, 4th Floor
Chicago, IL 60661

The new tuition model is only available to new students effective with the May 2022 semester. While the newly publicized tuition is reduced, please note that the total cost of the program remains the same. We have simply shifted administrative fees out of the tuition itself to better align with how other medical schools reflect their tuition and fees structure. In turn, this will make it easier for aspiring students to more accurately compare tuition and program options available to them, while keeping all fees separated out from the tuition. The total cost is unchanged for current students.

Additionally, now is a great time to look into the Empower Scholarship Fund (ESF), which strives to help keep education within reach by providing financial support in the form of scholarships to qualifying current students, especially those with the greatest need and who have established a successful academic track record.

• ESF is a 501(c)(3) public charity that supports student success by awarding scholarships to current and continuing students at Adtalem Global Education institutions, including [American University of the Caribbean School of Medicine (AUC) OR Ross University School of Medicine (RUSM)].
• For more information on what scholarships are available through the Empower Scholarship Fund and the application process for the Spring 2022 Cycle (open from January 3, 2022 – March 18, 2022), please visit: https://www.empowerscholarshipfund.org/2022-spring-scholarships.

Any student that is returning from a leave of absence, temporary withdrawal, or reinstated will follow the  tuition model under which they originally enrolled. Any student that was withdrawn, dismissed, or placed in a status where the student was no longer part of the university and needed to reapply and now returning will fall under the new pricing structure, but is not eligible for the First Semester Tuition Back Guarantee.

AUC is approved for participation in the William D. Ford Federal Direct Loan Program (Direct Loans). Students who wish to participate are required to complete the Free Application for Federal Student Aid (FAFSA). Graduate/professional level students are considered independent by federal regulations for the Direct Loans; therefore it is not necessary to supply parental information. AUC’s school code for completing the FAFSA form is G22444.

Qualified citizens and eligible non-citizens of the United States may be eligible to receive medical school financial aid from the Direct Loan programs up to the cost of attendance (tuition, books & supplies, accommodation and travel). 

AUC offers a variety of scholarships to assist students in funding their education. Please review our scholarship offerings to see if you qualify.

Download AUC's Financial Aid Planning Guide and Financial Aid FAQs.

Canadian students should consult with their province regarding resources and financial aid for Caribbean medical schools. Please review the Canadian Financial Planning Guide and Financial Aid FAQs for more details. 

Veterans and their dependents may receive med school financial aid funding per the eligibility requirements set by the Veterans Administration. Contact the VA at 1-888-442-4551.

Federal Return of Funds Policy: According to federal regulations, a federal refund calculation must be performed if a student receiving financial aid withdraws completely from all classes after the start of the enrollment period.

Length of enrollment is equal to the number of calendar days, including weekends and holidays, in the periods in which the student was registered. Breaks of five days or more are excluded.

The withdrawal date is the date the student begins the official withdrawal process -- electronically, in writing, or by telephone, whichever is earlier -- or otherwise officially notifies the institution of his/her intent to withdraw. For students who withdraw without notification, the school may use either the last date of academic attendance or the midpoint of the enrollment period as the withdrawal date. Failure to notify the Financial Aid Office of a withdrawal may result in additional tuition liability.

Return of funds is calculated as follows:

Federal aid refunds are distributed in the following order:

Learn more about refunds of medical school tuition and fees or about return of Title IV funds.

• If the student’s percentage of enrollment period completed is greater than 60 percent, the student has earned – and must repay – 100 percent of the federal aid received.

• If the student’s percentage of enrollment period completed is 60 percent or less, the calculated percentage of enrollment will be used to determine the amount of aid returned.

1. Unsubsidized Direct Federal Stafford Loan

2. Subsidized Direct Federal Stafford Loan

3. Federal PLUS Loan

4. Federal Pell Grant

5. Federal Supplemental Education Opportunity Grant (FSEOG)

6. Other Title IV aid programs

7. State grants, and/or private or other institutional aid

8. To the student

Any student who pays medical school tuition and fees after the first day of classes will be charged a $100 late fee; any student with a delinquent account will be notified by the second week of the term that he or she must be financially clear by the end of the fourth week of the term; and any student who fails to fulfill the finance condition (is not financially clear by the end of the fourth week) will be involuntarily withdrawn from enrollment and his or her transcript will reflect a "W" grade for courses undertaken in that term. Standard cancellation and refund policies will apply to the balance of the account due.

Program fees effective as of September 2022. Subject to change without notice. Please see the Student Handbook for tuition and refund policies. Students must pay for all courses taken.

Financial aid is available to those who apply and qualify. Qualified United States citizens, permanent residents, and eligible non-citizens are able to apply and receive, if eligible, federal student loans through the Federal Direct Loan® Program, which includes the Federal Direct Unsubsidized and Federal Direct Graduate PLUS Loan.

Several options may be available. Canadian students may be eligible for loans through the Canadian government and/or private loan programs. Please refer to the Financial Planning Guide for Canadian Students, which is available online here, for more information. Other Foreign Nationals may be eligible for assistance in their country

You can apply by logging on to https://studentaid.gov/h/apply-for-aid/fafsa. US citizens, permanent residents and eligible non-citizens must complete the Free Application for Federal Student Aid (FAFSA®). When completing the FAFSA, be sure to include the appropriate school code for American University of the Caribbean School of Medicine: G22444. After your FAFSA has been processed by the Department of Education, you may be required to submit additional information, such as citizenship documentation. The Office of Student Finance will notify you if you are required to submit additional information.

Types of Federal Direct Loans that may be available are the Federal Direct Graduate PLUS Loan and the Federal Direct Unsubsidized Loan. US citizens, permanent residents and eligible non-citizens must file the Free Application for Federal Student Aid® (FAFSA) to determine their eligibility for a Federal Direct Loan. Once the Office of Student Finance has received your FAFSA information from the US Department of Education, we will determine your eligibility for the types of student loans listed below. Interest rates on federal student loans are based on the 10-year Treasury note plus a set percentage established by federal law. Visit https://studentaid.gov/understandaid/types/loans/interest-rates to find current interest rates.

Federal Direct Unsubsidized Loan

This is a non-need-based federal loan with a limit of $10,250 per semester. The Department of Education charges an origination fee on the funds disbursed. Visit https://studentaid.gov/understand-aid/types/loans/interest-rates to find current interest rates and loan fees. 

Federal Direct Graduate PLUS Loan

This is a non-need-based federal loan which the student can borrow up to the cost of attendance, less other aid. The Federal Direct Graduate PLUS is a credit based loan. If a student does not have remaining eligibility for the Federal Direct Unsubsidized Loan(s) because he or she has reached the maximum aggregate Federal Direct Loan limit of $138,500, or academic year limit of $20,500, approved borrowers may be eligible for the Federal Direct Graduate PLUS Loan program up to their cost of attendance. Visit https://studentaid.gov/understand-aid/types/loans/interest-rates to find current interest rates and loan fees. The federal government does not offer any grants or scholarships for graduate students.

Your options would be to apply with a credit worthy endorser or appeal the decision. It is important to review your credit report annually. You can obtain a free copy of your credit report at annualcreditreport.com. If you are not initially approved for the Federal Direct Graduate PLUS loan, there are two options; an appeal or adding an endorser.

The appeal process can be initiated with the Department of Education by calling 1-800-557- 7394 once you are informed your credit has not been approved. The Department of Education representative can start the appeal process for you and also advise you on the documentation needed to appeal the credit decision. If your credit cannot be repaired, you may need to add an endorser (cosigner) for the loan.

Your endorser will need to log on to studentaid.gov with their own FSA ID. If he or she does not have an FSA ID, one can be obtained on the site at https://studentaid.gov/ fsa-id/create-account/account-info. Visit https://studentaid.gov/app/demoAppealCreditDecision.action for information on the documents required to appeal particular adverse credit.

You may receive financial aid up to the total cost of attendance. For the 2020-2021 award year, the cost of attendance is $37,511 per semester for Medical Sciences On-Campus and $38,232 per semester for Medical Sciences Off-Campus. This amount is intended to cover education related expenses such as tuition, fees, health insurance, books and supplies, transportation and other reasonable living expenses. Your total financial aid package, including scholarships, grants, tuition waivers, federal loans and private loans, cannot exceed this amount.

COA includes all medical school costs, including institutional tuition and fees as well as personal expenses related to academics. COA includes direct costs such as institutional tuition and fees. As well as indirect costs such as, personal expenses that are related to academics. This would include, but not limited to: tuition, fees (resource fee and student government fee), health insurance, books and supplies, loan fees, personal expenses, room and board, and transportation. Personal expenses, transportation, and off campus room and board are based on the average cost of living of the island or average national cost

You may receive your credit balance at the start of your semester. The tuition and fees are deducted from the loan proceeds received from the Department of Education. The excess loan proceeds are intended for books and supplies, room and board, transportation, and personal expenses. The credit balance will be available at the start of your semester if all requirements are completed 2 weeks prior to the semester start. You can receive the credit balance via paper check or direct deposit to a US bank account. You will receive an email to sign up for the direct deposit option approximately 3 weeks prior to the semester start. It is important to borrow only what you will need since interest starts accruing on all loans as soon as they are disbursed. You may also return any unused portion of your credit balance to the lender within 120 days of disbursement. The lender will backdate the interest on the portion of the loan returned.

Completing the necessary forms will expedite your award. If you completed the Free Application for Federal Student Aid (FAFSA) and submitted all documents requested by the Office of Student Finance, you will receive your financial aid award letter and loan instructions 2-3 weeks from the date that you are admitted and your financial aid application is complete, but no earlier than three months prior to the start of the term for which you have been admitted. For example, a student who has been admitted for the Spring term may receive his or her financial aid award letter as early as October. If you haven’t completed the FAFSA, please do so as soon as possible at https://studentaid.gov/h/apply-for-aid/fafsa. Please note: Students who have been admitted for the January 2022 and May 2022 terms must complete the 2021-2022 FAFSA at https://studentaid.gov/h/apply-for-aid/fafsa to determine their eligibility for federal financial aid.

The US Department of Education will send your loan funds directly to the Office of Student Finance.

The loan funds will be credited to your student account to pay any outstanding balance. Any excess funds will create a credit balance in your student account and the Office of Student Finance will process a credit balance payment to you. You may use this credit balance payment to pay for books, transportation, living expenses or other personal expenses. If you expect to receive financial aid from an outside agency, such as a scholarship from a nonprofit organization, you should instruct them to send the funds to the following address:

American University of the Caribbean School of Medicine
AUC School of Medicine BV
PO Box 74007517
Chicago, IL 60674-7517

Yes You may request an increase in your cost of attendance to cover the purchase of a new computer up to $1,500. You must submit a request in writing to the Office of Student Finance. Your request must include proof of purchase, such as a receipt or invoice that includes the purchase amount. If your request is approved, the Office of Student Finance will increase the amount of your Federal Direct Graduate PLUS Loan or alternative loan up to the full cost of your computer purchase. We cannot increase your Federal Direct Unsubsidized Loan.

Please note: You may only receive a cost of attendance increase for the purchase of a computer once during your education at AUC. If you received a cost of attendance increase for a computer in the past you may not request another one.

An enrollment verification letter can be sent to your lenders or servicers to apply for an in school deferment for federal Direct Loans. Once you have begun classes at AUC, you may contact the Office of the Registrar at aucregistrar@aucmed.edu to request an enrollment verification letter to provide to your lender or servicer as proof of enrollment for loan deferment purposes. Loan deferment forms can be submitted to the Campus Registrar in St. Maarten for processing.

There are several options to make payments. TouchNet is our new payment system for making ACH & credit card payments. To access TouchNet payment options, please visit the MyAUC Portal at my.aucmed.edu. 

PayMyTuition by MTFX Payments

For international payments, AUC has partnered up with PayMyTuition by MTFX. PayMyTuition is simple and easy to use. Simply choose your preferred payment method — bank transfer or credit card — and receive detailed instructions. To make a payment to the AUC, please go to https://www.paymytuition.com/paynow/aucmed.

You may also make payments to the Business Office on campus or you may send your payment via mail. Make your check, money order or traveler’s check payable in US dollars to American University of the Caribbean School of Medicine.

Mail to:

American University of the Caribbean School of Medicine
AUC School of Medicine BV
PO Box 74007517
Chicago, IL 60674-7517

If you cannot pay in full, you may set up a payment plan that would allow you pay in three monthly installments. The payment plan must be set up prior to or at check-in on campus. To set up a payment plan through TouchNet, please log into the MyAUC Portal. If you have any additional questions, please email accounts@aucmed.edu or contact us directly at 732-509-9027.

You can contact the Office of Student Finance in any of the following ways:

Email: finaid@aucmed.edu (for Financial Aid inquiries) accounts@aucmed.edu (for Student Accounts inquiries)

Phone: 732-509-9027

Fax: 732-509-4852

Medical schools themselves do not give financial aid. However, financial student aid is available to those who apply and qualify. Qualified United States citizens, permanent residents, and eligible non-citizens are able to apply and receive, if eligible, federal student loans through the Federal Direct Loan® program, which includes the Federal Direct Unsubsidized and Federal Direct Graduate PLUS Loan.

Yes, there is financial aid for medical school. AUC students may be eligible to receive financial aid from the Federal Direct Loan® Program or a variety of scholarships. 

The cost of medical school depends on your program. For more information on medical school tuition and other fees, take a look at the 2021-2022 Medical School Tuition section above.
 

There is no fee to apply to AUC School of Medicine.